Ledgr connects to your bank, categorizes every transaction automatically, scores your financial health, and delivers AI-powered insights — all in a private, ad-free app built for people who actually want to know their numbers.
The Ledgr dashboard gives you a complete picture of your month — income, spending, net, and a visual breakdown by category — the moment you open the app.
Set monthly limits per category and Ledgr tracks every dollar in real time. Overspent categories are clearly flagged — no surprises at the end of the month.
Five analytics tabs give you a complete view of your financial life — from spending pace and merchant trends to AI-generated summaries and goal tracking.
All 27 features ship in the base app. No premium tier. No gated features. No upsells ever.
Your financial data belongs to you. We don't sell it, we don't use it to target you, and we don't build features to keep you hooked.
Ledgr connects via Plaid's read-only API. It cannot move money, initiate payments, or touch your accounts in any way.
Your banking credentials never touch Ledgr's servers. Plaid handles authentication directly with your bank.
All data is encrypted with row-level security. No other user can ever access your account.
Your data is never sold, shared with advertisers, or used to target you. No exceptions.
AI features use your own Claude API key. Requests go directly to Anthropic — Ledgr never proxies your data.
No streaks. No dark-pattern notifications. Open it when you want. Close it when you're done.
No spreadsheets. No exports. No complicated setup. Connect your bank and go.
Sign up with your email. No credit card required. You're in the app in under 60 seconds.
Link accounts via Plaid. Read-only access — Ledgr never sees your credentials. Supports 12,000+ US institutions. Or import a CSV if you prefer.
Your history pulls in immediately and is categorized using your rules. The more you use it, the smarter it gets.
Define monthly spending limits and savings goals with deadlines — Ledgr calculates exactly how much to set aside each period.
Add your own Claude API key and generate a full personalized financial analysis any time — patterns, risks, wins, and one clear action for this month.
The things people ask most before signing up.
Connect your bank in 60 seconds. No credit card. No ads. No nonsense.